Software Engineer II, Developer Platform

About Upstart

At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.

As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 3,000 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.

We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you.

If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you.

The Team:

Upstart’s Developer Platform team enables engineers to build, test, and validate software quickly, consistently, and with confidence. We own foundational systems and workflows engineers rely on before software reaches production, including build and continuous integration infrastructure, ephemeral environments, shared test infrastructure, and developer tooling.

Our goal is to make the path from code change to deployable software fast, reliable, and self-service. We build platforms that provide trusted feedback early, enable engineers to validate changes in production-like environments, and make common development and testing capabilities easy to adopt across engineering. We partner closely with Delivery, Cloud Platform, Site Reliability Engineering, Security, and product engineering teams to create a cohesive developer experience.

As a Software Engineer II, Developer Platform at Upstart, you will build and operate systems used by engineers across Upstart to develop, test, and prepare software for production. You’ll work across continuous integration infrastructure, Kubernetes-based ephemeral environments, test infrastructure, and developer tooling while independently delivering well-scoped engineering projects and contributing to technical design.

How you’ll make an impact:

• Build and improve services, infrastructure, and developer tooling that power continuous integration, ephemeral environments, and automated testing across Upstart

• Develop scalable Kubernetes- and AWS-based capabilities that enable engineers to create and use production-like environments through reliable, self-service workflows

• Build shared infrastructure for test execution, orchestration, environment setup, and results to provide engineers with fast, trustworthy feedback during development and continuous integration

• Improve platform reliability, performance, observability, and cost efficiency by diagnosing recurring issues and implementing durable software and infrastructure improvements

• Replace manual or fragmented developer workflows with reusable APIs, automation, and platform capabilities that simplify common development tasks

• Use AI throughout software development and problem solving, and identify opportunities for AI-enabled workflows and capabilities that improve developer productivity across Upstart

Minimum Qualifications:

• Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field (or its equivalent), plus 3 years of professional software engineering experience

• Experience developing production software using one or more general-purpose programming languages

• Experience designing, building, testing, and operating production software or infrastructure

• Experience working with cloud infrastructure, distributed systems, continuous integration systems, developer tooling, or backend services

• Experience independently delivering well-scoped software engineering projects from technical design through production operation

• Demonstrated experience using AI assisted development tools across multiple stages of the software engineering lifecycle, with an interest in continuously evolving how you use these tools as their capabilities advance

Preferred Qualifications:

• Experience with Kubernetes control-plane engineering, AWS, containers, or infrastructure as code

• Knowledge of developer tooling, continuous integration systems, internal developer platforms, or shared test infrastructure

• Experience building or operating ephemeral or production-like development and testing environments

• Experience building APIs, services, command-line tools, test orchestration, or automation used by other engineers

• Experience using AI-assisted development tools across the software engineering lifecycle or building AI-enabled developer workflows and automation

Position location This role is available in the following locations: Remote

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

#LI-REMOTE

#LI-Associate

At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

United States | Remote - Anticipated Base Salary Range

$142,000—$196,600 USD

At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

Canada | Remote - Anticipated Base Salary Range

$136,000—$165,000 CAD

What you'll love

At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect:

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly

• Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)

• Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)

• Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.

• Health Savings Account contributions from Upstart for eligible plans (US only)

• Income protection benefits, including life insurance and disability coverage for added financial security

• Paid time off, sick leave, and company holidays, in line with local requirements

• Paid family and parental leave to support caregiving and major life moments (duration varies by country)

• Family-centered benefits to support fertility, parenthood, and caregiving needs

• Employee Assistance Program (EAP) offering mental health support and life-centered resources

• Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)

• Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you

• Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from

• Connection and community through team events, all-company updates, and employee resource groups (ERGs)

• Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)

For roles based in Canada, please note that we are not currently able to hire in Quebec.

Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices.

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com

https://www.upstart.com/candidate_privacy_policy