Staff Data Scientist, Finance Analytics

About the role

We’re looking for a Staff Data Analyst to become Chime’s dedicated analytics partner to Strategic Finance on the Spending portfolio — debit, Credit Builder, Chime Card and Single Balance, Chime Deals, Spending Insights, and Checkbooks. Finance’s demand for spending data has outgrown an ad hoc, request-by-request model, and this role exists to fix that: building the roadmap, tooling, and semantic layer that let Finance answer its own questions, and designing the AI-assisted workflows that make that data usable at scale. You’ll retain fluency in Spending’s products and experimentation, but Strategic Finance — not Product — is the primary partner.

This is a strategic, area-level role. You’ll work on ambiguous problems — deciding what Finance actually needs, building durable infrastructure instead of one-off pulls, and reframing requests when the initial ask isn’t the real question — while mentoring other analysts along the way.

The base salary offered for this role and level of experience will begin at $152,000.00 and up to $210,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• 8+ years in analytics roles spanning both finance and product analytics, with a track record of building infrastructure that scales an analytics function beyond one-off requests (FinTech, payments, or card a plus).

• Direct experience partnering with a Finance or Strategic Finance organization — fluent in unit economics, contribution margin, and forecasting, not just product metrics.

• Expert-level SQL and strong proficiency in Python.

• Deep expertise in experimental design, A/B testing, and causal inference, plus experience applying ML techniques to business problems.

• Track record as a trusted strategic partner to senior leaders (Directors/VPs), influencing roadmaps through both data and judgment, with a strong bias toward proactive problem discovery.

• Exceptional data storytelling at executive altitude, with experience using Hex and Looker.

• Experience building dbt/Airflow pipelines, and fluency with AI coding/analytics tools (e.g., Claude Code, Cursor) used to build self-serve workflows for non-technical stakeholders like Finance.

To thrive in this role, you have

• 8+ years of relevant hands-on experience in product or business analytics roles, with a track record of shaping strategy at the area or business-line level (FinTech, payments, or card a plus).

• Expert-level SQL ability and strong proficiency in Python.

• Deep expertise in applied statistics, experimental design, and analysis of A/B tests, including causal inference, and demonstrated experience applying ML techniques to business use cases.

• Demonstrated experience as a trusted strategic partner to senior cross-functional leaders (Directors/VPs) — carrying weight in contested decisions and influencing roadmaps through both data and judgment.

• A strong bias toward proactive problem discovery on ambiguous problems

• Strong business intuition and judgment, and experience applying prioritization frameworks to your work (e.g., RICE, Eisenhower matrix).

• Exceptional data storytelling and data visualization ability, with experience communicating at executive altitude. Experience with Hex and Looker.

• Experience building and maintaining data pipelines with dbt or Airflow, and contributing to shared analytical infrastructure and standards.

• Fluency with AI coding/analytics tools (such as Claude Code and Cursor) and a track record of driving their adoption.

#LI-AM1 #LI-Hybrid

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

• 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.

• 💻 Benefits that support your work and life, including backup child, elder, and pet care and subsidized commuter benefits for eligible employees.

• ✨ Comprehensive health, financial, and wellbeing benefits designed to support you at every stage of life.

• 🏝 Generous vacation policy and company-wide paid days off

• 🫂 1% of your time off to support local community organizations of your choice

• 👟 Annual wellness stipend to use towards eligible wellness related expenses

• 👶 Up to 22 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents

• 👪 Access to family planning reimbursement

• 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: benefits@chime.com.

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.