Analyst, Investor Relations

About the Role

Chime is looking for an Investor Relations Associate to join our IR team at a pivotal moment in the company's public market journey. This role sits at the intersection of finance, communications, and strategy — supporting the full spectrum of IR activities that help investors and analysts understand Chime's business, growth trajectory, and competitive position.

You'll work closely with the Head and Director of IR and gain exposure to senior leadership, the sell-side analyst community, and institutional investors. This is a high-visibility, high-learning role for someone early in their career who wants to build a foundation in investor relations, capital markets and corporate finance.

The base salary offered for this role and level of experience will begin at $90,000 and up to $125,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

Investor Communications & Reporting

• Help prepare quarterly earnings materials including press releases, investor presentations, Q&A prep documents, and scripts

• Maintain and update investor-facing content on the IR website

• Track and organize analyst research, consensus estimates, and investor feedback following roadshows and conferences

Market Intelligence

• Monitor sell-side coverage, produce daily news summaries, and flag relevant fintech, neobank, and broader consumer finance developments

• Track peer company earnings calendars, disclosures, and analyst commentary; synthesize competitive positioning implications

• Maintain a peer group benchmarking model (valuation multiples, key operating metrics)

Investor Engagement Support

• Coordinate logistics for investor conferences, non-deal roadshows, and analyst days — including scheduling, travel, briefing documents, and follow-ups

• Manage the IR inbox and help field inbound inquiries from investors and analysts

• Maintain the investor CRM database, tracking engagement history and ownership changes

Financial Analysis

• Support updates to internal financial models and bridge analyses ahead of earnings

• Assist in preparing board and executive materials related to shareholder base, ownership trends, and consensus vs. guidance dynamics

To thrive in this role, you have

Experience & Background

• 2–3 years of professional experience in investor relations, equity research, investment banking, consulting, corporate finance, or a related field

• Undergraduate degree in finance, economics, accounting, or a related discipline; strong academic record

• Exposure to public company financial statements and SEC filings (10-K, 10-Q, 8-K) is a plus

Skills

• Strong financial acumen — comfortable reading an income statement, balance sheet, and cash flow statement, and understanding how they connect

• Excellent written and verbal communication skills; able to synthesize complex information into clear, concise narratives

• Highly organized and detail-oriented, with the ability to manage multiple workstreams under deadline pressure

• Proficiency in Excel and PowerPoint; Google Office Suite, familiarity with Factset or Bloomberg terminal preferred

Attributes

• Genuine curiosity about fintech, capital markets, and how institutional investors think

• Low ego, high initiative — comfortable rolling up your sleeves and owning administrative details as readily as analytical work

• Discretion and sound judgment when handling material non-public information (MNPI) and investor relationships

• Team-first mindset with a desire to grow within the IR function over time

#LI-BE1 #LI-Onsite

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

• 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.

• 💻 Benefits that support your work and life, including backup child, elder, and pet care and subsidized commuter benefits for eligible employees.

• ✨ Comprehensive health, financial, and wellbeing benefits designed to support you at every stage of life.

• 🏝 Generous vacation policy and company-wide paid days off

• 🫂 1% of your time off to support local community organizations of your choice

• 👟 Annual wellness stipend to use towards eligible wellness related expenses

• 👶 Up to 22 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents

• 👪 Access to family planning reimbursement

• 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: benefits@chime.com.

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.